Sterling Bank (Nigeria) Plc 2025 Earnings
Analysis based on 7 articles · First reported Feb 05, 2026 · Last updated Feb 09, 2026
The strong financial results of Sterling Bank (Nigeria) Plc, including significant profit growth and capital strengthening, are expected to positively impact the Nigerian financial services market. This performance signals robust health within the banking sector and could attract further investment.
Sterling Bank (Nigeria) Plc announced its interim, unaudited full-year financial results for 2025, reporting a 99% year-over-year increase in profit before tax to ₦90.7 billion. Gross earnings rose by 46% to ₦476.5 billion, driven by substantial growth in both interest and non-interest income. The Group demonstrated improved operational efficiency, with its cost-to-income ratio decreasing to 63% from 72% in 2024. Total assets grew by 11% to ₦3.92 trillion, and customer deposits increased by 18% to ₦2.98 trillion. Shareholders' funds strengthened by 39% to ₦424.0 billion. Sterling Bank (Nigeria) Plc also ensured its banking subsidiaries, including Sterling Financial Holdings Company===Sterling Bank and Sterling Financial Holdings Company===The Alternative Bank, met the Nigeria===Central Bank of Nigeria's new recapitalization requirements ahead of the March 2026 deadline through disciplined capital-raising initiatives, including a public offer for Sterling Financial Holdings Company===Sterling Bank and a capital injection for Sterling Financial Holdings Company===The Alternative Bank.
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