Fidelity Bank Plc 2025 Earnings

Fidelity Bank reported a 45% increase in gross earnings to N1.52 trillion for the 2025 financial year, driven by higher interest income and foreign currency revaluation gains. The bank's shareholders' funds surpassed N1 trillion, bolstered by a private placement of 12.9 billion ordinary shares, which also helped it exceed the Nigeria — Central Bank of Nigeria's minimum capital requirement. Despite strong revenue growth, profit after tax declined by 12.8% to N242.44 billion, primarily due to significant derivative losses and increased operating expenses. The bank's total assets grew to N10.46 trillion, and customer deposits rose to N6.89 trillion, reflecting sustained liquidity and customer confidence.