Verisk 2026 US Roof Report
Analysis based on 6 articles · First reported May 29, 2026 · Last updated May 29, 2026
The report from Verisk Analytics indicates rising costs for residential roof replacements and repairs in the United States, driven by hail volatility and aging roofs. This trend will likely lead to increased claims costs for insurance companies, potentially impacting their profitability and leading to higher premiums for homeowners. The construction and housing markets will also face increased demand for roofing services and materials, with regional variations in costs affecting local economies.
Verisk Analytics released its 2026 U.S. Roof Report on May 29, 2026, highlighting a significant increase in residential roof replacement and repair costs in the United States, despite a decline in overall claims volume in 2025. The report indicates that average U.S. residential replacement costs jumped 33 percent to $17,631, and repair costs climbed 25 percent to $4,699 in 2025 compared to the prior four-year average. This rise is attributed to everyday wind and hail events, as well as an aging roof stock. Hail exposure is widespread but uneven, with states like United States — Arkansas, United States — Kansas, United States — Nebraska, United States — Oklahoma City, and United States — South Dakota experiencing high impacts. The report also notes regional variations in roof age and condition, with the Midwest and Northeast having the highest shares of older roofs. Inflation in roofing materials continues to outpace labor costs, with significant regional swings, such as a 10.37 percent increase in United States — Nevada and a 15.80 percent decline in United States — Keene, New Hampshire. The findings suggest that roof risk is becoming more expensive and less predictable for the insurance, construction, and housing industries in the United States.
Set up alerts, explore entity relationships, search across thousands of events, and build custom intelligence feeds.
Open Dashboard