Ho Chi Minh City Development Joint Stock Commercial Bank 2025 Earnings Report
Analysis based on 8 articles · First reported Jan 30, 2026 · Last updated Feb 02, 2026
The strong financial performance of Ho Chi Minh City Development Joint Stock Commercial Bank, including significant profit growth and asset expansion, is expected to positively impact the Vietnamese banking sector. The upgrade of its credit rating by Moody s Ratings further strengthens investor confidence in the bank's long-term prospects.
Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) announced robust financial results for 2025, with pre-tax profit exceeding VND21.3 trillion (US$820.5 million), a 27.4% increase year-on-year. The bank's consolidated total assets grew by 33.5% to VND931 trillion, and outstanding loans increased by 34.3% to VND588 trillion. Ho Chi Minh City Development Joint Stock Commercial Bank maintained a low non-performing loan ratio of 1.66% and a high capital adequacy ratio of 16.7% under Basel II. A strategic milestone was reached with the completion of the acquisition of DongA Bank, which was rebranded as Vikki Digital Bank, a new digital bank that recorded over 2.1 million app downloads. Ho Chi Minh City Development Joint Stock Commercial Bank===HD SAISON, a subsidiary, also contributed positively with over VND1.39 trillion in profit. Moody s Ratings upgraded Ho Chi Minh City Development Joint Stock Commercial Bank's credit rating, further boosting investor confidence.
Set up alerts, explore entity relationships, search across thousands of events, and build custom intelligence feeds.
Open Dashboard